Cost of Living: Chattanooga, TN vs Provo, UT (2026)

Chattanooga

Tennessee
81
VS

Provo

Utah
102

Chattanooga is 21% cheaper than Provo.

$1,155/mo ≈ Same
Median Rent
$1,152/mo ≈ Same
$61,028/yr ↓ 3%
Median Income
$62,800/yr ↑ 3%
$259,200 ↓ 41%
Home Value
$437,100 ↑ 69%
$1,112/mo ↓ 9%
Owner Costs
$1,220/mo ↑ 10%
182,832
Population
114,303

Tax Comparison

0%
Income Tax
4.65%
7.0%
State Sales Tax
6.1%
0.64%
Property Tax
0.58%

Affordability

22.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Provo, UT, the overall cost of living indices are 81 and 102 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $1,772/year higher in Provo. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $437,100 in Provo.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Utah's 4.65% rate.

Frequently Asked Questions

Chattanooga vs Provo — common questions

Is Chattanooga or Provo cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 102 (US average = 100).
What is the rent difference between Chattanooga and Provo?
Median rent in Chattanooga is $1,155/month and in Provo it's $1,152/month — a difference of $3/month.
Which city has higher income, Chattanooga or Provo?
Median household income is $61,028 in Chattanooga and $62,800 in Provo. Median household income is $1,772/year higher in Provo.
How do taxes compare between Tennessee and Utah?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Utah has 4.65% income tax, 6.1% sales tax, and 0.58% property tax.
Should I move to Chattanooga or Provo?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Provo has a cost index of 102 with rent of $1,152/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Provo details →

More Comparisons

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