Cost of Living: Chattanooga, TN vs Rancho Cucamonga, CA (2026)

Chattanooga

Tennessee
81
VS

Rancho Cucamonga

California
182

Chattanooga is 55% cheaper than Rancho Cucamonga.

$1,155/mo ↓ 49%
Median Rent
$2,286/mo ↑ 98%
$61,028/yr ↓ 44%
Median Income
$109,511/yr ↑ 79%
$259,200 ↓ 63%
Home Value
$694,400 ↑ 168%
$1,112/mo ↓ 52%
Owner Costs
$2,324/mo ↑ 109%
182,832
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

22.7%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Rancho Cucamonga, CA, the overall cost of living indices are 81 and 182 respectively (national median = 100). Rent is $1,131/month cheaper in Chattanooga, saving renters about $13,572/year.

Median household income is $48,483/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $694,400 in Rancho Cucamonga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chattanooga vs Rancho Cucamonga — common questions

Is Chattanooga or Rancho Cucamonga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 182 (US average = 100).
What is the rent difference between Chattanooga and Rancho Cucamonga?
Median rent in Chattanooga is $1,155/month and in Rancho Cucamonga it's $2,286/month — a difference of $1,131/month.
Which city has higher income, Chattanooga or Rancho Cucamonga?
Median household income is $61,028 in Chattanooga and $109,511 in Rancho Cucamonga. Median household income is $48,483/year higher in Rancho Cucamonga.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chattanooga or Rancho Cucamonga?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Rancho Cucamonga details →

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