Cost of Living: Chattanooga, TN vs Roseville, CA (2026)

Chattanooga

Tennessee
81
VS

Roseville

California
168

Chattanooga is 52% cheaper than Roseville.

$1,155/mo ↓ 45%
Median Rent
$2,099/mo ↑ 82%
$61,028/yr ↓ 48%
Median Income
$117,354/yr ↑ 92%
$259,200 ↓ 59%
Home Value
$630,600 ↑ 143%
$1,112/mo ↓ 50%
Owner Costs
$2,226/mo ↑ 100%
182,832
Population
152,438

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

22.7%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Roseville, CA, the overall cost of living indices are 81 and 168 respectively (national median = 100). Rent is $944/month cheaper in Chattanooga, saving renters about $11,328/year.

Median household income is $56,326/year higher in Roseville. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $630,600 in Roseville.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chattanooga vs Roseville — common questions

Is Chattanooga or Roseville cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 168 (US average = 100).
What is the rent difference between Chattanooga and Roseville?
Median rent in Chattanooga is $1,155/month and in Roseville it's $2,099/month — a difference of $944/month.
Which city has higher income, Chattanooga or Roseville?
Median household income is $61,028 in Chattanooga and $117,354 in Roseville. Median household income is $56,326/year higher in Roseville.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chattanooga or Roseville?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Roseville details →

More Comparisons

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