Cost of Living: Chattanooga, TN vs Spring Hill, FL (2026)

Chattanooga

Tennessee
81
VS

Spring Hill

Florida
85

Chattanooga is 5% cheaper than Spring Hill.

$1,155/mo ↓ 11%
Median Rent
$1,301/mo ↑ 13%
$61,028/yr ↓ 8%
Median Income
$66,557/yr ↑ 9%
$259,200 ↑ 4%
Home Value
$248,400 ↓ 4%
$1,112/mo ↓ 4%
Owner Costs
$1,153/mo ↑ 4%
182,832
Population
118,814

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.64%
Property Tax
0.86%

Affordability

22.7%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Spring Hill, FL, the overall cost of living indices are 81 and 85 respectively (national median = 100). Rent is $146/month cheaper in Chattanooga, saving renters about $1,752/year.

Median household income is $5,529/year higher in Spring Hill. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $248,400 in Spring Hill.

Frequently Asked Questions

Chattanooga vs Spring Hill — common questions

Is Chattanooga or Spring Hill cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 85 (US average = 100).
What is the rent difference between Chattanooga and Spring Hill?
Median rent in Chattanooga is $1,155/month and in Spring Hill it's $1,301/month — a difference of $146/month.
Which city has higher income, Chattanooga or Spring Hill?
Median household income is $61,028 in Chattanooga and $66,557 in Spring Hill. Median household income is $5,529/year higher in Spring Hill.
How do taxes compare between Tennessee and Florida?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Chattanooga or Spring Hill?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Spring Hill details →

More Comparisons

Other cost of living comparisons for Chattanooga and Spring Hill

Chattanooga vs. Fort Lauderdale Chattanooga vs. Aurora Chattanooga vs. Shreveport Chattanooga vs. Ontario Chattanooga vs. Newport News Chattanooga vs. Eugene Spring Hill vs. West Palm Beach Spring Hill vs. Wilmington Spring Hill vs. Hartford Spring Hill vs. Billings Spring Hill vs. Fairfield Spring Hill vs. Richardson