Cost of Living: Chattanooga, TN vs Tyler, TX (2026)

Chattanooga

Tennessee
81
VS

Tyler

Texas
79

Chattanooga and Tyler have a similar cost of living.

$1,155/mo ↓ 4%
Median Rent
$1,199/mo ↑ 4%
$61,028/yr ↓ 7%
Median Income
$65,527/yr ↑ 7%
$259,200 ↑ 20%
Home Value
$216,400 ↓ 17%
$1,112/mo ↓ 5%
Owner Costs
$1,170/mo ↑ 5%
182,832
Population
107,718

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

22.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Tyler, TX, the overall cost of living indices are 81 and 79 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $4,499/year higher in Tyler. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $216,400 in Tyler.

Frequently Asked Questions

Chattanooga vs Tyler — common questions

Is Chattanooga or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 81 (US average = 100).
What is the rent difference between Chattanooga and Tyler?
Median rent in Chattanooga is $1,155/month and in Tyler it's $1,199/month — a difference of $44/month.
Which city has higher income, Chattanooga or Tyler?
Median household income is $61,028 in Chattanooga and $65,527 in Tyler. Median household income is $4,499/year higher in Tyler.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chattanooga or Tyler?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Tyler details →

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