Cost of Living: Chattanooga, TN vs Ventura, CA (2026)

Chattanooga

Tennessee
81
VS

Ventura

California
183

Chattanooga is 56% cheaper than Ventura.

$1,155/mo ↓ 45%
Median Rent
$2,101/mo ↑ 82%
$61,028/yr ↓ 39%
Median Income
$100,407/yr ↑ 65%
$259,200 ↓ 67%
Home Value
$778,700 ↑ 200%
$1,112/mo ↓ 47%
Owner Costs
$2,118/mo ↑ 90%
182,832
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

22.7%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Ventura, CA, the overall cost of living indices are 81 and 183 respectively (national median = 100). Rent is $946/month cheaper in Chattanooga, saving renters about $11,352/year.

Median household income is $39,379/year higher in Ventura. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $778,700 in Ventura.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chattanooga vs Ventura — common questions

Is Chattanooga or Ventura cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 183 (US average = 100).
What is the rent difference between Chattanooga and Ventura?
Median rent in Chattanooga is $1,155/month and in Ventura it's $2,101/month — a difference of $946/month.
Which city has higher income, Chattanooga or Ventura?
Median household income is $61,028 in Chattanooga and $100,407 in Ventura. Median household income is $39,379/year higher in Ventura.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chattanooga or Ventura?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Ventura details →

More Comparisons

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