Cost of Living: Chesapeake, VA vs Allen, TX (2026)

Chesapeake

Virginia
112
VS

Allen

Texas
137

Chesapeake is 18% cheaper than Allen.

$1,523/mo ↓ 19%
Median Rent
$1,877/mo ↑ 23%
$94,189/yr ↓ 27%
Median Income
$129,130/yr ↑ 37%
$359,100 ↓ 16%
Home Value
$429,900 ↑ 20%
$1,680/mo ↓ 19%
Owner Costs
$2,083/mo ↑ 24%
251,153
Population
107,684

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

19.4%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Chesapeake, VA and Allen, TX, the overall cost of living indices are 112 and 137 respectively (national median = 100). Rent is $354/month cheaper in Chesapeake, saving renters about $4,248/year.

Median household income is $34,941/year higher in Allen. Home values also differ significantly — the median in Chesapeake is $359,100 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Chesapeake vs Allen — common questions

Is Chesapeake or Allen cheaper to live in?
Based on our cost index, Chesapeake is cheaper to live in with an index of 112 compared to 137 (US average = 100).
What is the rent difference between Chesapeake and Allen?
Median rent in Chesapeake is $1,523/month and in Allen it's $1,877/month — a difference of $354/month.
Which city has higher income, Chesapeake or Allen?
Median household income is $94,189 in Chesapeake and $129,130 in Allen. Median household income is $34,941/year higher in Allen.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chesapeake or Allen?
It depends on your priorities. Chesapeake has a cost index of 112 with median rent of $1,523/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chesapeake details → View Allen details →

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