Cost of Living: Chicago, IL vs Boise, ID (2026)

Chicago

Illinois
100
VS

Boise

Idaho
112

Chicago is 11% cheaper than Boise.

$1,380/mo ↑ 2%
Median Rent
$1,359/mo ↓ 2%
$75,134/yr ↓ 8%
Median Income
$81,308/yr ↑ 8%
$315,200 ↓ 31%
Home Value
$456,000 ↑ 45%
$1,502/mo ↑ 12%
Owner Costs
$1,337/mo ↓ 11%
2,707,648
Population
235,701

Tax Comparison

4.95%
Income Tax
5.8%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.63%

Affordability

22.0%
rent-to-income
Affordability
20.1%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Boise, ID, the overall cost of living indices are 100 and 112 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $6,174/year higher in Boise. Home values also differ significantly — the median in Chicago is $315,200 compared to $456,000 in Boise.

Illinois has a lower income tax rate, making Chicago slightly more tax-friendly.

Frequently Asked Questions

Chicago vs Boise — common questions

Is Chicago or Boise cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 112 (US average = 100).
What is the rent difference between Chicago and Boise?
Median rent in Chicago is $1,380/month and in Boise it's $1,359/month — a difference of $21/month.
Which city has higher income, Chicago or Boise?
Median household income is $75,134 in Chicago and $81,308 in Boise. Median household income is $6,174/year higher in Boise.
How do taxes compare between Illinois and Idaho?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Idaho has 5.8% income tax, 6.0% sales tax, and 0.63% property tax.
Should I move to Chicago or Boise?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Boise has a cost index of 112 with rent of $1,359/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Boise details →

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