Cost of Living: Chicago, IL vs Brandon, FL (2026)

Chicago

Illinois
100
VS

Brandon

Florida
108

Chicago is 7% cheaper than Brandon.

$1,380/mo ↓ 18%
Median Rent
$1,691/mo ↑ 23%
$75,134/yr ↓ 3%
Median Income
$77,068/yr ↑ 3%
$315,200 ↑ 7%
Home Value
$293,800 ↓ 7%
$1,502/mo ↓ 3%
Owner Costs
$1,546/mo ↑ 3%
2,707,648
Population
116,365

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

22.0%
rent-to-income
Affordability
26.3%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Brandon, FL, the overall cost of living indices are 100 and 108 respectively (national median = 100). Rent is $311/month cheaper in Chicago, saving renters about $3,732/year.

Median household income is $1,934/year higher in Brandon. Home values also differ significantly — the median in Chicago is $315,200 compared to $293,800 in Brandon.

Florida has no state income tax, giving Brandon residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Chicago vs Brandon — common questions

Is Chicago or Brandon cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 108 (US average = 100).
What is the rent difference between Chicago and Brandon?
Median rent in Chicago is $1,380/month and in Brandon it's $1,691/month — a difference of $311/month.
Which city has higher income, Chicago or Brandon?
Median household income is $75,134 in Chicago and $77,068 in Brandon. Median household income is $1,934/year higher in Brandon.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Chicago or Brandon?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Brandon has a cost index of 108 with rent of $1,691/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Brandon details →

More Comparisons

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