Cost of Living: Chicago, IL vs Las Cruces, NM (2026)

Chicago

Illinois
100
VS

Las Cruces

New Mexico
68

Chicago is 47% more expensive than Las Cruces.

$1,380/mo ↑ 46%
Median Rent
$946/mo ↓ 31%
$75,134/yr ↑ 36%
Median Income
$55,176/yr ↓ 27%
$315,200 ↑ 45%
Home Value
$217,400 ↓ 31%
$1,502/mo ↑ 54%
Owner Costs
$974/mo ↓ 35%
2,707,648
Population
112,612

Tax Comparison

4.95%
Income Tax
5.9%
6.25%
State Sales Tax
5.0%
2.07%
Property Tax
0.67%

Affordability

22.0%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Las Cruces, NM, the overall cost of living indices are 100 and 68 respectively (national median = 100). Rent is $434/month cheaper in Las Cruces, saving renters about $5,208/year.

Median household income is $19,958/year higher in Chicago. Home values also differ significantly — the median in Chicago is $315,200 compared to $217,400 in Las Cruces.

Illinois has a lower income tax rate, making Chicago slightly more tax-friendly.

Frequently Asked Questions

Chicago vs Las Cruces — common questions

Is Chicago or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 100 (US average = 100).
What is the rent difference between Chicago and Las Cruces?
Median rent in Chicago is $1,380/month and in Las Cruces it's $946/month — a difference of $434/month.
Which city has higher income, Chicago or Las Cruces?
Median household income is $75,134 in Chicago and $55,176 in Las Cruces. Median household income is $19,958/year higher in Chicago.
How do taxes compare between Illinois and New Mexico?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Chicago or Las Cruces?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Las Cruces details →

More Comparisons

Other cost of living comparisons for Chicago and Las Cruces

Chicago vs. Los Angeles Chicago vs. Houston Chicago vs. New York Chicago vs. Phoenix Chicago vs. Allen Chicago vs. Philadelphia Las Cruces vs. Gresham Las Cruces vs. Lansing Las Cruces vs. Beaumont Las Cruces vs. Pompano Beach Las Cruces vs. Springfield Las Cruces vs. Peoria