Cost of Living: Chicago, IL vs Pearland, TX (2026)

Chicago

Illinois
100
VS

Pearland

Texas
121

Chicago is 17% cheaper than Pearland.

$1,380/mo ↓ 22%
Median Rent
$1,759/mo ↑ 27%
$75,134/yr ↓ 33%
Median Income
$112,470/yr ↑ 50%
$315,200 ↓ 5%
Home Value
$330,900 ↑ 5%
$1,502/mo ↓ 23%
Owner Costs
$1,962/mo ↑ 31%
2,707,648
Population
125,983

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.25%
2.07%
Property Tax
1.6%

Affordability

22.0%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Pearland, TX, the overall cost of living indices are 100 and 121 respectively (national median = 100). Rent is $379/month cheaper in Chicago, saving renters about $4,548/year.

Median household income is $37,336/year higher in Pearland. Home values also differ significantly — the median in Chicago is $315,200 compared to $330,900 in Pearland.

Texas has no state income tax, giving Pearland residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Chicago vs Pearland — common questions

Is Chicago or Pearland cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 121 (US average = 100).
What is the rent difference between Chicago and Pearland?
Median rent in Chicago is $1,380/month and in Pearland it's $1,759/month — a difference of $379/month.
Which city has higher income, Chicago or Pearland?
Median household income is $75,134 in Chicago and $112,470 in Pearland. Median household income is $37,336/year higher in Pearland.
How do taxes compare between Illinois and Texas?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chicago or Pearland?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Pearland details →

More Comparisons

Other cost of living comparisons for Chicago and Pearland

Chicago vs. Los Angeles Chicago vs. Houston Chicago vs. New York Chicago vs. Phoenix Chicago vs. Allen Chicago vs. Philadelphia Pearland vs. Topeka Pearland vs. Simi Valley Pearland vs. Athens Pearland vs. Thousand Oaks Pearland vs. Abilene Pearland vs. Allentown