Cost of Living: Chicago, IL vs Roseville, CA (2026)

Chicago

Illinois
100
VS

Roseville

California
168

Chicago is 40% cheaper than Roseville.

$1,380/mo ↓ 34%
Median Rent
$2,099/mo ↑ 52%
$75,134/yr ↓ 36%
Median Income
$117,354/yr ↑ 56%
$315,200 ↓ 50%
Home Value
$630,600 ↑ 100%
$1,502/mo ↓ 33%
Owner Costs
$2,226/mo ↑ 48%
2,707,648
Population
152,438

Tax Comparison

4.95%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
2.07%
Property Tax
0.71%

Affordability

22.0%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Roseville, CA, the overall cost of living indices are 100 and 168 respectively (national median = 100). Rent is $719/month cheaper in Chicago, saving renters about $8,628/year.

Median household income is $42,220/year higher in Roseville. Home values also differ significantly — the median in Chicago is $315,200 compared to $630,600 in Roseville.

Illinois has a lower income tax rate, making Chicago slightly more tax-friendly.

Frequently Asked Questions

Chicago vs Roseville — common questions

Is Chicago or Roseville cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 168 (US average = 100).
What is the rent difference between Chicago and Roseville?
Median rent in Chicago is $1,380/month and in Roseville it's $2,099/month — a difference of $719/month.
Which city has higher income, Chicago or Roseville?
Median household income is $75,134 in Chicago and $117,354 in Roseville. Median household income is $42,220/year higher in Roseville.
How do taxes compare between Illinois and California?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chicago or Roseville?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Roseville details →

More Comparisons

Other cost of living comparisons for Chicago and Roseville

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