Cost of Living: Chicago, IL vs Santa Rosa, CA (2026)

Chicago

Illinois
100
VS

Santa Rosa

California
172

Chicago is 42% cheaper than Santa Rosa.

$1,380/mo ↓ 34%
Median Rent
$2,084/mo ↑ 51%
$75,134/yr ↓ 23%
Median Income
$97,410/yr ↑ 30%
$315,200 ↓ 54%
Home Value
$685,000 ↑ 117%
$1,502/mo ↓ 29%
Owner Costs
$2,130/mo ↑ 42%
2,707,648
Population
177,216

Tax Comparison

4.95%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
2.07%
Property Tax
0.71%

Affordability

22.0%
rent-to-income
Affordability
25.7%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Santa Rosa, CA, the overall cost of living indices are 100 and 172 respectively (national median = 100). Rent is $704/month cheaper in Chicago, saving renters about $8,448/year.

Median household income is $22,276/year higher in Santa Rosa. Home values also differ significantly — the median in Chicago is $315,200 compared to $685,000 in Santa Rosa.

Illinois has a lower income tax rate, making Chicago slightly more tax-friendly.

Frequently Asked Questions

Chicago vs Santa Rosa — common questions

Is Chicago or Santa Rosa cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 172 (US average = 100).
What is the rent difference between Chicago and Santa Rosa?
Median rent in Chicago is $1,380/month and in Santa Rosa it's $2,084/month — a difference of $704/month.
Which city has higher income, Chicago or Santa Rosa?
Median household income is $75,134 in Chicago and $97,410 in Santa Rosa. Median household income is $22,276/year higher in Santa Rosa.
How do taxes compare between Illinois and California?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chicago or Santa Rosa?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Santa Rosa has a cost index of 172 with rent of $2,084/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Santa Rosa details →

More Comparisons

Other cost of living comparisons for Chicago and Santa Rosa

Chicago vs. Los Angeles Chicago vs. Houston Chicago vs. New York Chicago vs. Phoenix Chicago vs. Allen Chicago vs. Philadelphia Santa Rosa vs. Elk Grove Santa Rosa vs. Cary Santa Rosa vs. Eugene Santa Rosa vs. Salem Santa Rosa vs. Ontario Santa Rosa vs. Rancho Cucamonga