Cost of Living: Chicago, IL vs Seattle, WA (2026)

Chicago

Illinois
100
VS

Seattle

Washington
196

Chicago is 49% cheaper than Seattle.

$1,380/mo ↓ 31%
Median Rent
$1,998/mo ↑ 45%
$75,134/yr ↓ 38%
Median Income
$121,984/yr ↑ 62%
$315,200 ↓ 65%
Home Value
$912,100 ↑ 189%
$1,502/mo ↓ 32%
Owner Costs
$2,220/mo ↑ 48%
2,707,648
Population
741,440

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.5%
2.07%
Property Tax
0.92%

Affordability

22.0%
rent-to-income
Affordability
19.7%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Seattle, WA, the overall cost of living indices are 100 and 196 respectively (national median = 100). Rent is $618/month cheaper in Chicago, saving renters about $7,416/year.

Median household income is $46,850/year higher in Seattle. Home values also differ significantly — the median in Chicago is $315,200 compared to $912,100 in Seattle.

Washington has no state income tax, giving Seattle residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Chicago vs Seattle — common questions

Is Chicago or Seattle cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 196 (US average = 100).
What is the rent difference between Chicago and Seattle?
Median rent in Chicago is $1,380/month and in Seattle it's $1,998/month — a difference of $618/month.
Which city has higher income, Chicago or Seattle?
Median household income is $75,134 in Chicago and $121,984 in Seattle. Median household income is $46,850/year higher in Seattle.
How do taxes compare between Illinois and Washington?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Washington has 0% income tax, 6.5% sales tax, and 0.92% property tax.
Should I move to Chicago or Seattle?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Seattle has a cost index of 196 with rent of $1,998/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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