Cost of Living: Chicago, IL vs Spring Hill, FL (2026)

Chicago

Illinois
100
VS

Spring Hill

Florida
85

Chicago is 18% more expensive than Spring Hill.

$1,380/mo ↑ 6%
Median Rent
$1,301/mo ↓ 6%
$75,134/yr ↑ 13%
Median Income
$66,557/yr ↓ 11%
$315,200 ↑ 27%
Home Value
$248,400 ↓ 21%
$1,502/mo ↑ 30%
Owner Costs
$1,153/mo ↓ 23%
2,707,648
Population
118,814

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

22.0%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Spring Hill, FL, the overall cost of living indices are 100 and 85 respectively (national median = 100). Rent is $79/month cheaper in Spring Hill, saving renters about $948/year.

Median household income is $8,577/year higher in Chicago. Home values also differ significantly — the median in Chicago is $315,200 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Chicago vs Spring Hill — common questions

Is Chicago or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 100 (US average = 100).
What is the rent difference between Chicago and Spring Hill?
Median rent in Chicago is $1,380/month and in Spring Hill it's $1,301/month — a difference of $79/month.
Which city has higher income, Chicago or Spring Hill?
Median household income is $75,134 in Chicago and $66,557 in Spring Hill. Median household income is $8,577/year higher in Chicago.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Chicago or Spring Hill?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Spring Hill details →

More Comparisons

Other cost of living comparisons for Chicago and Spring Hill

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