Cost of Living: Chicago, IL vs Temecula, CA (2026)

Chicago

Illinois
100
VS

Temecula

California
179

Chicago is 44% cheaper than Temecula.

$1,380/mo ↓ 40%
Median Rent
$2,297/mo ↑ 66%
$75,134/yr ↓ 36%
Median Income
$117,840/yr ↑ 57%
$315,200 ↓ 51%
Home Value
$640,400 ↑ 103%
$1,502/mo ↓ 38%
Owner Costs
$2,435/mo ↑ 62%
2,707,648
Population
110,404

Tax Comparison

4.95%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
2.07%
Property Tax
0.71%

Affordability

22.0%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Chicago, IL and Temecula, CA, the overall cost of living indices are 100 and 179 respectively (national median = 100). Rent is $917/month cheaper in Chicago, saving renters about $11,004/year.

Median household income is $42,706/year higher in Temecula. Home values also differ significantly — the median in Chicago is $315,200 compared to $640,400 in Temecula.

Illinois has a lower income tax rate, making Chicago slightly more tax-friendly.

Frequently Asked Questions

Chicago vs Temecula — common questions

Is Chicago or Temecula cheaper to live in?
Based on our cost index, Chicago is cheaper to live in with an index of 100 compared to 179 (US average = 100).
What is the rent difference between Chicago and Temecula?
Median rent in Chicago is $1,380/month and in Temecula it's $2,297/month — a difference of $917/month.
Which city has higher income, Chicago or Temecula?
Median household income is $75,134 in Chicago and $117,840 in Temecula. Median household income is $42,706/year higher in Temecula.
How do taxes compare between Illinois and California?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chicago or Temecula?
It depends on your priorities. Chicago has a cost index of 100 with median rent of $1,380/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chicago details → View Temecula details →

More Comparisons

Other cost of living comparisons for Chicago and Temecula

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