Cost of Living: Cincinnati, OH vs Irving, TX (2026)

Cincinnati

Ohio
69
VS

Irving

Texas
102

Cincinnati is 32% cheaper than Irving.

$953/mo ↓ 37%
Median Rent
$1,517/mo ↑ 59%
$51,707/yr ↓ 35%
Median Income
$79,641/yr ↑ 54%
$215,300 ↓ 25%
Home Value
$287,300 ↑ 33%
$1,041/mo ↓ 32%
Owner Costs
$1,521/mo ↑ 46%
309,595
Population
255,036

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and Irving, TX, the overall cost of living indices are 69 and 102 respectively (national median = 100). Rent is $564/month cheaper in Cincinnati, saving renters about $6,768/year.

Median household income is $27,934/year higher in Irving. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs Irving — common questions

Is Cincinnati or Irving cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 102 (US average = 100).
What is the rent difference between Cincinnati and Irving?
Median rent in Cincinnati is $953/month and in Irving it's $1,517/month — a difference of $564/month.
Which city has higher income, Cincinnati or Irving?
Median household income is $51,707 in Cincinnati and $79,641 in Irving. Median household income is $27,934/year higher in Irving.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cincinnati or Irving?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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