Cost of Living: Cincinnati, OH vs Plano, TX (2026)

Cincinnati

Ohio
69
VS

Plano

Texas
132

Cincinnati is 48% cheaper than Plano.

$953/mo ↓ 47%
Median Rent
$1,792/mo ↑ 88%
$51,707/yr ↓ 52%
Median Income
$108,649/yr ↑ 110%
$215,300 ↓ 51%
Home Value
$440,600 ↑ 105%
$1,041/mo ↓ 43%
Owner Costs
$1,829/mo ↑ 76%
309,595
Population
287,339

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and Plano, TX, the overall cost of living indices are 69 and 132 respectively (national median = 100). Rent is $839/month cheaper in Cincinnati, saving renters about $10,068/year.

Median household income is $56,942/year higher in Plano. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs Plano — common questions

Is Cincinnati or Plano cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 132 (US average = 100).
What is the rent difference between Cincinnati and Plano?
Median rent in Cincinnati is $953/month and in Plano it's $1,792/month — a difference of $839/month.
Which city has higher income, Cincinnati or Plano?
Median household income is $51,707 in Cincinnati and $108,649 in Plano. Median household income is $56,942/year higher in Plano.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Cincinnati or Plano?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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