Cost of Living: Cincinnati, OH vs St. Petersburg, FL (2026)

Cincinnati

Ohio
69
VS

St. Petersburg

Florida
106

Cincinnati is 35% cheaper than St. Petersburg.

$953/mo ↓ 38%
Median Rent
$1,542/mo ↑ 62%
$51,707/yr ↓ 29%
Median Income
$73,118/yr ↑ 41%
$215,300 ↓ 35%
Home Value
$331,500 ↑ 54%
$1,041/mo ↓ 27%
Owner Costs
$1,435/mo ↑ 38%
309,595
Population
260,646

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.0%
1.53%
Property Tax
0.86%

Affordability

22.1%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Cincinnati, OH and St. Petersburg, FL, the overall cost of living indices are 69 and 106 respectively (national median = 100). Rent is $589/month cheaper in Cincinnati, saving renters about $7,068/year.

Median household income is $21,411/year higher in St. Petersburg. Home values also differ significantly — the median in Cincinnati is $215,300 compared to $331,500 in St. Petersburg.

Florida has no state income tax, giving St. Petersburg residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Cincinnati vs St. Petersburg — common questions

Is Cincinnati or St. Petersburg cheaper to live in?
Based on our cost index, Cincinnati is cheaper to live in with an index of 69 compared to 106 (US average = 100).
What is the rent difference between Cincinnati and St. Petersburg?
Median rent in Cincinnati is $953/month and in St. Petersburg it's $1,542/month — a difference of $589/month.
Which city has higher income, Cincinnati or St. Petersburg?
Median household income is $51,707 in Cincinnati and $73,118 in St. Petersburg. Median household income is $21,411/year higher in St. Petersburg.
How do taxes compare between Ohio and Florida?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Cincinnati or St. Petersburg?
It depends on your priorities. Cincinnati has a cost index of 69 with median rent of $953/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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