Cost of Living: Clearwater, FL vs Allen, TX (2026)

Clearwater

Florida
105
VS

Allen

Texas
137

Clearwater is 23% cheaper than Allen.

$1,539/mo ↓ 18%
Median Rent
$1,877/mo ↑ 22%
$64,440/yr ↓ 50%
Median Income
$129,130/yr ↑ 100%
$326,100 ↓ 24%
Home Value
$429,900 ↑ 32%
$1,411/mo ↓ 32%
Owner Costs
$2,083/mo ↑ 48%
117,075
Population
107,684

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

28.7%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Allen, TX, the overall cost of living indices are 105 and 137 respectively (national median = 100). Rent is $338/month cheaper in Clearwater, saving renters about $4,056/year.

Median household income is $64,690/year higher in Allen. Home values also differ significantly — the median in Clearwater is $326,100 compared to $429,900 in Allen.

Frequently Asked Questions

Clearwater vs Allen — common questions

Is Clearwater or Allen cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 137 (US average = 100).
What is the rent difference between Clearwater and Allen?
Median rent in Clearwater is $1,539/month and in Allen it's $1,877/month — a difference of $338/month.
Which city has higher income, Clearwater or Allen?
Median household income is $64,440 in Clearwater and $129,130 in Allen. Median household income is $64,690/year higher in Allen.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Clearwater or Allen?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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