Cost of Living: Colorado Springs, CO vs Chattanooga, TN (2026)

Colorado Springs

Colorado
119
VS

Chattanooga

Tennessee
81

Colorado Springs is 47% more expensive than Chattanooga.

$1,562/mo ↑ 35%
Median Rent
$1,155/mo ↓ 26%
$83,198/yr ↑ 36%
Median Income
$61,028/yr ↓ 27%
$420,700 ↑ 62%
Home Value
$259,200 ↓ 38%
$1,592/mo ↑ 43%
Owner Costs
$1,112/mo ↓ 30%
483,099
Population
182,832

Tax Comparison

4.4%
Income Tax
0%
2.9%
State Sales Tax
7.0%
0.51%
Property Tax
0.64%

Affordability

22.5%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Colorado Springs, CO and Chattanooga, TN, the overall cost of living indices are 119 and 81 respectively (national median = 100). Rent is $407/month cheaper in Chattanooga, saving renters about $4,884/year.

Median household income is $22,170/year higher in Colorado Springs. Home values also differ significantly — the median in Colorado Springs is $420,700 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Colorado Springs vs Chattanooga — common questions

Is Colorado Springs or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 119 (US average = 100).
What is the rent difference between Colorado Springs and Chattanooga?
Median rent in Colorado Springs is $1,562/month and in Chattanooga it's $1,155/month — a difference of $407/month.
Which city has higher income, Colorado Springs or Chattanooga?
Median household income is $83,198 in Colorado Springs and $61,028 in Chattanooga. Median household income is $22,170/year higher in Colorado Springs.
How do taxes compare between Colorado and Tennessee?
Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Colorado Springs or Chattanooga?
It depends on your priorities. Colorado Springs has a cost index of 119 with median rent of $1,562/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Colorado Springs details → View Chattanooga details →

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