Cost of Living: El Paso, TX vs Louisville, KY (2026)

El Paso

Texas
67
VS

Louisville

Kentucky
74

El Paso is 9% cheaper than Louisville.

$1,041/mo ↓ 3%
Median Rent
$1,069/mo ↑ 3%
$58,734/yr ↓ 9%
Median Income
$64,731/yr ↑ 10%
$171,700 ↓ 22%
Home Value
$221,500 ↑ 29%
$1,044/mo ↓ 7%
Owner Costs
$1,118/mo ↑ 7%
678,147
Population
627,210

Tax Comparison

0%
Income Tax
4.0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.83%

Affordability

21.3%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing El Paso, TX and Louisville, KY, the overall cost of living indices are 67 and 74 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $5,997/year higher in Louisville. Home values also differ significantly — the median in El Paso is $171,700 compared to $221,500 in Louisville.

Texas has no state income tax, giving El Paso residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

El Paso vs Louisville — common questions

Is El Paso or Louisville cheaper to live in?
Based on our cost index, El Paso is cheaper to live in with an index of 67 compared to 74 (US average = 100).
What is the rent difference between El Paso and Louisville?
Median rent in El Paso is $1,041/month and in Louisville it's $1,069/month — a difference of $28/month.
Which city has higher income, El Paso or Louisville?
Median household income is $58,734 in El Paso and $64,731 in Louisville. Median household income is $5,997/year higher in Louisville.
How do taxes compare between Texas and Kentucky?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax.
Should I move to El Paso or Louisville?
It depends on your priorities. El Paso has a cost index of 67 with median rent of $1,041/mo, while Louisville has a cost index of 74 with rent of $1,069/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View El Paso details → View Louisville details →

More Comparisons

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