Cost of Living: Elizabeth, NJ vs Allen, TX (2026)

Elizabeth

New Jersey
112
VS

Allen

Texas
137

Elizabeth is 18% cheaper than Allen.

$1,463/mo ↓ 22%
Median Rent
$1,877/mo ↑ 28%
$63,874/yr ↓ 51%
Median Income
$129,130/yr ↑ 102%
$393,500 ↓ 8%
Home Value
$429,900 ↑ 9%
$1,543/mo ↓ 26%
Owner Costs
$2,083/mo ↑ 35%
135,887
Population
107,684

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

27.5%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Elizabeth, NJ and Allen, TX, the overall cost of living indices are 112 and 137 respectively (national median = 100). Rent is $414/month cheaper in Elizabeth, saving renters about $4,968/year.

Median household income is $65,256/year higher in Allen. Home values also differ significantly — the median in Elizabeth is $393,500 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Elizabeth vs Allen — common questions

Is Elizabeth or Allen cheaper to live in?
Based on our cost index, Elizabeth is cheaper to live in with an index of 112 compared to 137 (US average = 100).
What is the rent difference between Elizabeth and Allen?
Median rent in Elizabeth is $1,463/month and in Allen it's $1,877/month — a difference of $414/month.
Which city has higher income, Elizabeth or Allen?
Median household income is $63,874 in Elizabeth and $129,130 in Allen. Median household income is $65,256/year higher in Allen.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Elizabeth or Allen?
It depends on your priorities. Elizabeth has a cost index of 112 with median rent of $1,463/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Elizabeth details → View Allen details →

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