Cost of Living: Fargo, ND vs Allen, TX (2026)

Fargo

North Dakota
73
VS

Allen

Texas
137

Fargo is 47% cheaper than Allen.

$916/mo ↓ 51%
Median Rent
$1,877/mo ↑ 105%
$66,029/yr ↓ 49%
Median Income
$129,130/yr ↑ 96%
$269,800 ↓ 37%
Home Value
$429,900 ↑ 59%
$997/mo ↓ 52%
Owner Costs
$2,083/mo ↑ 109%
129,064
Population
107,684

Tax Comparison

2.5%
Income Tax
0%
5.0%
State Sales Tax
6.25%
0.98%
Property Tax
1.6%

Affordability

16.6%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Fargo, ND and Allen, TX, the overall cost of living indices are 73 and 137 respectively (national median = 100). Rent is $961/month cheaper in Fargo, saving renters about $11,532/year.

Median household income is $63,101/year higher in Allen. Home values also differ significantly — the median in Fargo is $269,800 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Fargo vs Allen — common questions

Is Fargo or Allen cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 137 (US average = 100).
What is the rent difference between Fargo and Allen?
Median rent in Fargo is $916/month and in Allen it's $1,877/month — a difference of $961/month.
Which city has higher income, Fargo or Allen?
Median household income is $66,029 in Fargo and $129,130 in Allen. Median household income is $63,101/year higher in Allen.
How do taxes compare between North Dakota and Texas?
North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fargo or Allen?
It depends on your priorities. Fargo has a cost index of 73 with median rent of $916/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fargo details → View Allen details →

More Comparisons

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