Cost of Living: Fort Worth, TX vs Irving, TX (2026)

Fort Worth

Texas
97
VS

Irving

Texas
102

Fort Worth is 5% cheaper than Irving.

$1,412/mo ↓ 7%
Median Rent
$1,517/mo ↑ 7%
$76,602/yr ↓ 4%
Median Income
$79,641/yr ↑ 4%
$277,300 ↓ 3%
Home Value
$287,300 ↑ 4%
$1,489/mo ↓ 2%
Owner Costs
$1,521/mo ↑ 2%
941,311
Population
255,036

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Irving, TX, the overall cost of living indices are 97 and 102 respectively (national median = 100). Rent is $105/month cheaper in Fort Worth, saving renters about $1,260/year.

Median household income is $3,039/year higher in Irving. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $287,300 in Irving.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Fort Worth vs Irving — common questions

Is Fort Worth or Irving cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 102 (US average = 100).
What is the rent difference between Fort Worth and Irving?
Median rent in Fort Worth is $1,412/month and in Irving it's $1,517/month — a difference of $105/month.
Which city has higher income, Fort Worth or Irving?
Median household income is $76,602 in Fort Worth and $79,641 in Irving. Median household income is $3,039/year higher in Irving.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Worth or Irving?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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