Cost of Living: Fort Worth, TX vs Louisville, KY (2026)

Fort Worth

Texas
97
VS

Louisville

Kentucky
74

Fort Worth is 31% more expensive than Louisville.

$1,412/mo ↑ 32%
Median Rent
$1,069/mo ↓ 24%
$76,602/yr ↑ 18%
Median Income
$64,731/yr ↓ 15%
$277,300 ↑ 25%
Home Value
$221,500 ↓ 20%
$1,489/mo ↑ 33%
Owner Costs
$1,118/mo ↓ 25%
941,311
Population
627,210

Tax Comparison

0%
Income Tax
4.0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.83%

Affordability

22.1%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Louisville, KY, the overall cost of living indices are 97 and 74 respectively (national median = 100). Rent is $343/month cheaper in Louisville, saving renters about $4,116/year.

Median household income is $11,871/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $221,500 in Louisville.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Fort Worth vs Louisville — common questions

Is Fort Worth or Louisville cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Louisville?
Median rent in Fort Worth is $1,412/month and in Louisville it's $1,069/month — a difference of $343/month.
Which city has higher income, Fort Worth or Louisville?
Median household income is $76,602 in Fort Worth and $64,731 in Louisville. Median household income is $11,871/year higher in Fort Worth.
How do taxes compare between Texas and Kentucky?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax.
Should I move to Fort Worth or Louisville?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Louisville has a cost index of 74 with rent of $1,069/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Louisville details →

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