Cost of Living: Fort Worth, TX vs Plano, TX (2026)

Fort Worth

Texas
97
VS

Plano

Texas
132

Fort Worth is 27% cheaper than Plano.

$1,412/mo ↓ 21%
Median Rent
$1,792/mo ↑ 27%
$76,602/yr ↓ 29%
Median Income
$108,649/yr ↑ 42%
$277,300 ↓ 37%
Home Value
$440,600 ↑ 59%
$1,489/mo ↓ 19%
Owner Costs
$1,829/mo ↑ 23%
941,311
Population
287,339

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Plano, TX, the overall cost of living indices are 97 and 132 respectively (national median = 100). Rent is $380/month cheaper in Fort Worth, saving renters about $4,560/year.

Median household income is $32,047/year higher in Plano. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $440,600 in Plano.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Fort Worth vs Plano — common questions

Is Fort Worth or Plano cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 132 (US average = 100).
What is the rent difference between Fort Worth and Plano?
Median rent in Fort Worth is $1,412/month and in Plano it's $1,792/month — a difference of $380/month.
Which city has higher income, Fort Worth or Plano?
Median household income is $76,602 in Fort Worth and $108,649 in Plano. Median household income is $32,047/year higher in Plano.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Worth or Plano?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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