Cost of Living: Gilbert, AZ vs Allen, TX (2026)

Gilbert

Arizona
148
VS

Allen

Texas
137

Gilbert is 8% more expensive than Allen.

$2,028/mo ↑ 8%
Median Rent
$1,877/mo ↓ 7%
$121,351/yr ↓ 6%
Median Income
$129,130/yr ↑ 6%
$518,600 ↑ 21%
Home Value
$429,900 ↓ 17%
$1,908/mo ↓ 8%
Owner Costs
$2,083/mo ↑ 9%
271,118
Population
107,684

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.1%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Allen, TX, the overall cost of living indices are 148 and 137 respectively (national median = 100). Rent is $151/month cheaper in Allen, saving renters about $1,812/year.

Median household income is $7,779/year higher in Allen. Home values also differ significantly — the median in Gilbert is $518,600 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Allen — common questions

Is Gilbert or Allen cheaper to live in?
Based on our cost index, Allen is cheaper to live in with an index of 137 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Allen?
Median rent in Gilbert is $2,028/month and in Allen it's $1,877/month — a difference of $151/month.
Which city has higher income, Gilbert or Allen?
Median household income is $121,351 in Gilbert and $129,130 in Allen. Median household income is $7,779/year higher in Allen.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gilbert or Allen?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Allen details →

More Comparisons

Other cost of living comparisons for Gilbert and Allen

Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo Allen vs. Tuscaloosa Allen vs. New York Allen vs. Tyler Allen vs. Los Angeles Allen vs. Riverview Allen vs. Chicago