Cost of Living: Gilbert, AZ vs Chattanooga, TN (2026)

Gilbert

Arizona
148
VS

Chattanooga

Tennessee
81

Gilbert is 83% more expensive than Chattanooga.

$2,028/mo ↑ 76%
Median Rent
$1,155/mo ↓ 43%
$121,351/yr ↑ 99%
Median Income
$61,028/yr ↓ 50%
$518,600 ↑ 100%
Home Value
$259,200 ↓ 50%
$1,908/mo ↑ 72%
Owner Costs
$1,112/mo ↓ 42%
271,118
Population
182,832

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
7.0%
0.62%
Property Tax
0.64%

Affordability

20.1%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Chattanooga, TN, the overall cost of living indices are 148 and 81 respectively (national median = 100). Rent is $873/month cheaper in Chattanooga, saving renters about $10,476/year.

Median household income is $60,323/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Chattanooga — common questions

Is Gilbert or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Chattanooga?
Median rent in Gilbert is $2,028/month and in Chattanooga it's $1,155/month — a difference of $873/month.
Which city has higher income, Gilbert or Chattanooga?
Median household income is $121,351 in Gilbert and $61,028 in Chattanooga. Median household income is $60,323/year higher in Gilbert.
How do taxes compare between Arizona and Tennessee?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Gilbert or Chattanooga?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Chattanooga details →

More Comparisons

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