Cost of Living: Gilbert, AZ vs Irving, TX (2026)

Gilbert

Arizona
148
VS

Irving

Texas
102

Gilbert is 45% more expensive than Irving.

$2,028/mo ↑ 34%
Median Rent
$1,517/mo ↓ 25%
$121,351/yr ↑ 52%
Median Income
$79,641/yr ↓ 34%
$518,600 ↑ 81%
Home Value
$287,300 ↓ 45%
$1,908/mo ↑ 25%
Owner Costs
$1,521/mo ↓ 20%
271,118
Population
255,036

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.1%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Irving, TX, the overall cost of living indices are 148 and 102 respectively (national median = 100). Rent is $511/month cheaper in Irving, saving renters about $6,132/year.

Median household income is $41,710/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Irving — common questions

Is Gilbert or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Irving?
Median rent in Gilbert is $2,028/month and in Irving it's $1,517/month — a difference of $511/month.
Which city has higher income, Gilbert or Irving?
Median household income is $121,351 in Gilbert and $79,641 in Irving. Median household income is $41,710/year higher in Gilbert.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gilbert or Irving?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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