Cost of Living: Honolulu, HI vs Plano, TX (2026)

Honolulu

Hawaii
175
VS

Plano

Texas
132

Honolulu is 33% more expensive than Plano.

$1,783/mo ≈ Same
Median Rent
$1,792/mo ≈ Same
$85,428/yr ↓ 21%
Median Income
$108,649/yr ↑ 27%
$834,100 ↑ 89%
Home Value
$440,600 ↓ 47%
$1,809/mo ↓ 1%
Owner Costs
$1,829/mo ↑ 1%
346,323
Population
287,339

Tax Comparison

11.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.32%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and Plano, TX, the overall cost of living indices are 175 and 132 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $23,221/year higher in Plano. Home values also differ significantly — the median in Honolulu is $834,100 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Honolulu vs Plano — common questions

Is Honolulu or Plano cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 175 (US average = 100).
What is the rent difference between Honolulu and Plano?
Median rent in Honolulu is $1,783/month and in Plano it's $1,792/month — a difference of $9/month.
Which city has higher income, Honolulu or Plano?
Median household income is $85,428 in Honolulu and $108,649 in Plano. Median household income is $23,221/year higher in Plano.
How do taxes compare between Hawaii and Texas?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Honolulu or Plano?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View Plano details →

More Comparisons

Other cost of living comparisons for Honolulu and Plano

Honolulu vs. Cleveland Honolulu vs. Anaheim Honolulu vs. New Orleans Honolulu vs. Henderson Honolulu vs. Aurora Honolulu vs. Lexington Plano vs. Durham Plano vs. Chandler Plano vs. Anchorage Plano vs. Buffalo Plano vs. Jersey City Plano vs. Madison