Cost of Living: Honolulu, HI vs St. Petersburg, FL (2026)

Honolulu

Hawaii
175
VS

St. Petersburg

Florida
106

Honolulu is 65% more expensive than St. Petersburg.

$1,783/mo ↑ 16%
Median Rent
$1,542/mo ↓ 14%
$85,428/yr ↑ 17%
Median Income
$73,118/yr ↓ 14%
$834,100 ↑ 152%
Home Value
$331,500 ↓ 60%
$1,809/mo ↑ 26%
Owner Costs
$1,435/mo ↓ 21%
346,323
Population
260,646

Tax Comparison

11.0%
Income Tax
0%
4.0%
State Sales Tax
6.0%
0.32%
Property Tax
0.86%

Affordability

25.0%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and St. Petersburg, FL, the overall cost of living indices are 175 and 106 respectively (national median = 100). Rent is $241/month cheaper in St. Petersburg, saving renters about $2,892/year.

Median household income is $12,310/year higher in Honolulu. Home values also differ significantly — the median in Honolulu is $834,100 compared to $331,500 in St. Petersburg.

Florida has no state income tax, giving St. Petersburg residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Honolulu vs St. Petersburg — common questions

Is Honolulu or St. Petersburg cheaper to live in?
Based on our cost index, St. Petersburg is cheaper to live in with an index of 106 compared to 175 (US average = 100).
What is the rent difference between Honolulu and St. Petersburg?
Median rent in Honolulu is $1,783/month and in St. Petersburg it's $1,542/month — a difference of $241/month.
Which city has higher income, Honolulu or St. Petersburg?
Median household income is $85,428 in Honolulu and $73,118 in St. Petersburg. Median household income is $12,310/year higher in Honolulu.
How do taxes compare between Hawaii and Florida?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Honolulu or St. Petersburg?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View St. Petersburg details →

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