Cost of Living: Irving, TX vs Amarillo, TX (2026)

Irving

Texas
102
VS

Amarillo

Texas
69

Irving is 48% more expensive than Amarillo.

$1,517/mo ↑ 45%
Median Rent
$1,049/mo ↓ 31%
$79,641/yr ↑ 27%
Median Income
$62,469/yr ↓ 22%
$287,300 ↑ 54%
Home Value
$186,800 ↓ 35%
$1,521/mo ↑ 42%
Owner Costs
$1,074/mo ↓ 29%
255,036
Population
200,945

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Amarillo, TX, the overall cost of living indices are 102 and 69 respectively (national median = 100). Rent is $468/month cheaper in Amarillo, saving renters about $5,616/year.

Median household income is $17,172/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $186,800 in Amarillo.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Irving vs Amarillo — common questions

Is Irving or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 102 (US average = 100).
What is the rent difference between Irving and Amarillo?
Median rent in Irving is $1,517/month and in Amarillo it's $1,049/month — a difference of $468/month.
Which city has higher income, Irving or Amarillo?
Median household income is $79,641 in Irving and $62,469 in Amarillo. Median household income is $17,172/year higher in Irving.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Irving or Amarillo?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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