Cost of Living: Irving, TX vs Cambridge, MA (2026)

Irving

Texas
102
VS

Cambridge

Massachusetts
239

Irving is 57% cheaper than Cambridge.

$1,517/mo ↓ 45%
Median Rent
$2,742/mo ↑ 81%
$79,641/yr ↓ 37%
Median Income
$126,469/yr ↑ 59%
$287,300 ↓ 72%
Home Value
$1,040,500 ↑ 262%
$1,521/mo ↓ 42%
Owner Costs
$2,634/mo ↑ 73%
255,036
Population
117,794

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

22.9%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Cambridge, MA, the overall cost of living indices are 102 and 239 respectively (national median = 100). Rent is $1,225/month cheaper in Irving, saving renters about $14,700/year.

Median household income is $46,828/year higher in Cambridge. Home values also differ significantly — the median in Irving is $287,300 compared to $1,040,500 in Cambridge.

Texas has no state income tax, giving Irving residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Irving vs Cambridge — common questions

Is Irving or Cambridge cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 239 (US average = 100).
What is the rent difference between Irving and Cambridge?
Median rent in Irving is $1,517/month and in Cambridge it's $2,742/month — a difference of $1,225/month.
Which city has higher income, Irving or Cambridge?
Median household income is $79,641 in Irving and $126,469 in Cambridge. Median household income is $46,828/year higher in Cambridge.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Irving or Cambridge?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Cambridge details →

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