Cost of Living: Irving, TX vs Cape Coral, FL (2026)

Irving

Texas
102
VS

Cape Coral

Florida
114

Irving is 11% cheaper than Cape Coral.

$1,517/mo ↓ 13%
Median Rent
$1,751/mo ↑ 15%
$79,641/yr ↑ 5%
Median Income
$76,062/yr ↓ 4%
$287,300 ↓ 15%
Home Value
$339,200 ↑ 18%
$1,521/mo ≈ Same
Owner Costs
$1,523/mo ≈ Same
255,036
Population
206,387

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

22.9%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Cape Coral, FL, the overall cost of living indices are 102 and 114 respectively (national median = 100). Rent is $234/month cheaper in Irving, saving renters about $2,808/year.

Median household income is $3,579/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $339,200 in Cape Coral.

Frequently Asked Questions

Irving vs Cape Coral — common questions

Is Irving or Cape Coral cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 114 (US average = 100).
What is the rent difference between Irving and Cape Coral?
Median rent in Irving is $1,517/month and in Cape Coral it's $1,751/month — a difference of $234/month.
Which city has higher income, Irving or Cape Coral?
Median household income is $79,641 in Irving and $76,062 in Cape Coral. Median household income is $3,579/year higher in Irving.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Irving or Cape Coral?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Cape Coral details →

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