Cost of Living: Irving, TX vs Carrollton, TX (2026)

Irving

Texas
102
VS

Carrollton

Texas
116

Irving is 12% cheaper than Carrollton.

$1,517/mo ↓ 9%
Median Rent
$1,674/mo ↑ 10%
$79,641/yr ↓ 20%
Median Income
$99,115/yr ↑ 24%
$287,300 ↓ 19%
Home Value
$353,600 ↑ 23%
$1,521/mo ↓ 10%
Owner Costs
$1,689/mo ↑ 11%
255,036
Population
132,741

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Carrollton, TX, the overall cost of living indices are 102 and 116 respectively (national median = 100). Rent is $157/month cheaper in Irving, saving renters about $1,884/year.

Median household income is $19,474/year higher in Carrollton. Home values also differ significantly — the median in Irving is $287,300 compared to $353,600 in Carrollton.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Irving vs Carrollton — common questions

Is Irving or Carrollton cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 116 (US average = 100).
What is the rent difference between Irving and Carrollton?
Median rent in Irving is $1,517/month and in Carrollton it's $1,674/month — a difference of $157/month.
Which city has higher income, Irving or Carrollton?
Median household income is $79,641 in Irving and $99,115 in Carrollton. Median household income is $19,474/year higher in Carrollton.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Irving or Carrollton?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Carrollton details →

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