Cost of Living: Irving, TX vs Clovis, CA (2026)

Irving

Texas
102
VS

Clovis

California
130

Irving is 22% cheaper than Clovis.

$1,517/mo ↓ 9%
Median Rent
$1,662/mo ↑ 10%
$79,641/yr ↓ 21%
Median Income
$100,360/yr ↑ 26%
$287,300 ↓ 37%
Home Value
$453,300 ↑ 58%
$1,521/mo ↓ 18%
Owner Costs
$1,851/mo ↑ 22%
255,036
Population
122,719

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Clovis, CA, the overall cost of living indices are 102 and 130 respectively (national median = 100). Rent is $145/month cheaper in Irving, saving renters about $1,740/year.

Median household income is $20,719/year higher in Clovis. Home values also differ significantly — the median in Irving is $287,300 compared to $453,300 in Clovis.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Clovis — common questions

Is Irving or Clovis cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 130 (US average = 100).
What is the rent difference between Irving and Clovis?
Median rent in Irving is $1,517/month and in Clovis it's $1,662/month — a difference of $145/month.
Which city has higher income, Irving or Clovis?
Median household income is $79,641 in Irving and $100,360 in Clovis. Median household income is $20,719/year higher in Clovis.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Clovis?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Clovis details →

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