Cost of Living: Irving, TX vs Concord, CA (2026)

Irving

Texas
102
VS

Concord

California
187

Irving is 45% cheaper than Concord.

$1,517/mo ↓ 32%
Median Rent
$2,226/mo ↑ 47%
$79,641/yr ↓ 27%
Median Income
$109,195/yr ↑ 37%
$287,300 ↓ 62%
Home Value
$755,900 ↑ 163%
$1,521/mo ↓ 33%
Owner Costs
$2,284/mo ↑ 50%
255,036
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Concord, CA, the overall cost of living indices are 102 and 187 respectively (national median = 100). Rent is $709/month cheaper in Irving, saving renters about $8,508/year.

Median household income is $29,554/year higher in Concord. Home values also differ significantly — the median in Irving is $287,300 compared to $755,900 in Concord.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Concord — common questions

Is Irving or Concord cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 187 (US average = 100).
What is the rent difference between Irving and Concord?
Median rent in Irving is $1,517/month and in Concord it's $2,226/month — a difference of $709/month.
Which city has higher income, Irving or Concord?
Median household income is $79,641 in Irving and $109,195 in Concord. Median household income is $29,554/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Concord?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Concord details →

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