Cost of Living: Irving, TX vs Dearborn, MI (2026)

Irving

Texas
102
VS

Dearborn

Michigan
79

Irving is 29% more expensive than Dearborn.

$1,517/mo ↑ 20%
Median Rent
$1,264/mo ↓ 17%
$79,641/yr ↑ 22%
Median Income
$65,192/yr ↓ 18%
$287,300 ↑ 40%
Home Value
$205,900 ↓ 28%
$1,521/mo ↑ 30%
Owner Costs
$1,174/mo ↓ 23%
255,036
Population
107,846

Tax Comparison

0%
Income Tax
4.25%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
1.38%

Affordability

22.9%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Dearborn, MI, the overall cost of living indices are 102 and 79 respectively (national median = 100). Rent is $253/month cheaper in Dearborn, saving renters about $3,036/year.

Median household income is $14,449/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $205,900 in Dearborn.

Texas has no state income tax, giving Irving residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Irving vs Dearborn — common questions

Is Irving or Dearborn cheaper to live in?
Based on our cost index, Dearborn is cheaper to live in with an index of 79 compared to 102 (US average = 100).
What is the rent difference between Irving and Dearborn?
Median rent in Irving is $1,517/month and in Dearborn it's $1,264/month — a difference of $253/month.
Which city has higher income, Irving or Dearborn?
Median household income is $79,641 in Irving and $65,192 in Dearborn. Median household income is $14,449/year higher in Irving.
How do taxes compare between Texas and Michigan?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Irving or Dearborn?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Dearborn has a cost index of 79 with rent of $1,264/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Dearborn details →

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