Cost of Living: Irving, TX vs Downey, CA (2026)

Irving

Texas
102
VS

Downey

California
169

Irving is 40% cheaper than Downey.

$1,517/mo ↓ 20%
Median Rent
$1,892/mo ↑ 25%
$79,641/yr ↓ 9%
Median Income
$87,400/yr ↑ 10%
$287,300 ↓ 61%
Home Value
$728,500 ↑ 154%
$1,521/mo ↓ 24%
Owner Costs
$1,997/mo ↑ 31%
255,036
Population
111,793

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Downey, CA, the overall cost of living indices are 102 and 169 respectively (national median = 100). Rent is $375/month cheaper in Irving, saving renters about $4,500/year.

Median household income is $7,759/year higher in Downey. Home values also differ significantly — the median in Irving is $287,300 compared to $728,500 in Downey.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Downey — common questions

Is Irving or Downey cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 169 (US average = 100).
What is the rent difference between Irving and Downey?
Median rent in Irving is $1,517/month and in Downey it's $1,892/month — a difference of $375/month.
Which city has higher income, Irving or Downey?
Median household income is $79,641 in Irving and $87,400 in Downey. Median household income is $7,759/year higher in Downey.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Downey?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Downey details →

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