Cost of Living: Irving, TX vs Escondido, CA (2026)

Irving

Texas
102
VS

Escondido

California
163

Irving is 37% cheaper than Escondido.

$1,517/mo ↓ 21%
Median Rent
$1,922/mo ↑ 27%
$79,641/yr ↓ 6%
Median Income
$84,477/yr ↑ 6%
$287,300 ↓ 57%
Home Value
$663,500 ↑ 131%
$1,521/mo ↓ 25%
Owner Costs
$2,022/mo ↑ 33%
255,036
Population
149,913

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
27.3%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Escondido, CA, the overall cost of living indices are 102 and 163 respectively (national median = 100). Rent is $405/month cheaper in Irving, saving renters about $4,860/year.

Median household income is $4,836/year higher in Escondido. Home values also differ significantly — the median in Irving is $287,300 compared to $663,500 in Escondido.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Escondido — common questions

Is Irving or Escondido cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 163 (US average = 100).
What is the rent difference between Irving and Escondido?
Median rent in Irving is $1,517/month and in Escondido it's $1,922/month — a difference of $405/month.
Which city has higher income, Irving or Escondido?
Median household income is $79,641 in Irving and $84,477 in Escondido. Median household income is $4,836/year higher in Escondido.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Escondido?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Escondido has a cost index of 163 with rent of $1,922/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Escondido details →

More Comparisons

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