Cost of Living: Irving, TX vs Fort Collins, CO (2026)

Irving

Texas
102
VS

Fort Collins

Colorado
137

Irving is 26% cheaper than Fort Collins.

$1,517/mo ↓ 9%
Median Rent
$1,661/mo ↑ 9%
$79,641/yr ↓ 5%
Median Income
$83,598/yr ↑ 5%
$287,300 ↓ 48%
Home Value
$548,400 ↑ 91%
$1,521/mo ↓ 10%
Owner Costs
$1,692/mo ↑ 11%
255,036
Population
169,705

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

22.9%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Fort Collins, CO, the overall cost of living indices are 102 and 137 respectively (national median = 100). Rent is $144/month cheaper in Irving, saving renters about $1,728/year.

Median household income is $3,957/year higher in Fort Collins. Home values also differ significantly — the median in Irving is $287,300 compared to $548,400 in Fort Collins.

Texas has no state income tax, giving Irving residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Irving vs Fort Collins — common questions

Is Irving or Fort Collins cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 137 (US average = 100).
What is the rent difference between Irving and Fort Collins?
Median rent in Irving is $1,517/month and in Fort Collins it's $1,661/month — a difference of $144/month.
Which city has higher income, Irving or Fort Collins?
Median household income is $79,641 in Irving and $83,598 in Fort Collins. Median household income is $3,957/year higher in Fort Collins.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Irving or Fort Collins?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Fort Collins details →

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