Cost of Living: Irving, TX vs Gainesville, FL (2026)

Irving

Texas
102
VS

Gainesville

Florida
81

Irving is 26% more expensive than Gainesville.

$1,517/mo ↑ 25%
Median Rent
$1,214/mo ↓ 20%
$79,641/yr ↑ 75%
Median Income
$45,611/yr ↓ 43%
$287,300 ↑ 22%
Home Value
$235,000 ↓ 18%
$1,521/mo ↑ 30%
Owner Costs
$1,167/mo ↓ 23%
255,036
Population
143,611

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

22.9%
rent-to-income
Affordability
31.9%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Gainesville, FL, the overall cost of living indices are 102 and 81 respectively (national median = 100). Rent is $303/month cheaper in Gainesville, saving renters about $3,636/year.

Median household income is $34,030/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $235,000 in Gainesville.

Frequently Asked Questions

Irving vs Gainesville — common questions

Is Irving or Gainesville cheaper to live in?
Based on our cost index, Gainesville is cheaper to live in with an index of 81 compared to 102 (US average = 100).
What is the rent difference between Irving and Gainesville?
Median rent in Irving is $1,517/month and in Gainesville it's $1,214/month — a difference of $303/month.
Which city has higher income, Irving or Gainesville?
Median household income is $79,641 in Irving and $45,611 in Gainesville. Median household income is $34,030/year higher in Irving.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Irving or Gainesville?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Gainesville has a cost index of 81 with rent of $1,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Gainesville details →

More Comparisons

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