Cost of Living: Irving, TX vs Garland, TX (2026)

Irving

Texas
102
VS

Garland

Texas
96

Irving is 6% more expensive than Garland.

$1,517/mo ≈ Same
Median Rent
$1,525/mo ≈ Same
$79,641/yr ↑ 7%
Median Income
$74,717/yr ↓ 6%
$287,300 ↑ 15%
Home Value
$248,900 ↓ 13%
$1,521/mo ↑ 5%
Owner Costs
$1,445/mo ↓ 5%
255,036
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Garland, TX, the overall cost of living indices are 102 and 96 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $4,924/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $248,900 in Garland.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Irving vs Garland — common questions

Is Irving or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 102 (US average = 100).
What is the rent difference between Irving and Garland?
Median rent in Irving is $1,517/month and in Garland it's $1,525/month — a difference of $8/month.
Which city has higher income, Irving or Garland?
Median household income is $79,641 in Irving and $74,717 in Garland. Median household income is $4,924/year higher in Irving.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Irving or Garland?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Garland details →

More Comparisons

Other cost of living comparisons for Irving and Garland

Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington