Cost of Living: Irving, TX vs Huntington Beach, CA (2026)

Irving

Texas
102
VS

Huntington Beach

California
227

Irving is 55% cheaper than Huntington Beach.

$1,517/mo ↓ 37%
Median Rent
$2,424/mo ↑ 60%
$79,641/yr ↓ 34%
Median Income
$119,885/yr ↑ 51%
$287,300 ↓ 73%
Home Value
$1,047,300 ↑ 265%
$1,521/mo ↓ 38%
Owner Costs
$2,436/mo ↑ 60%
255,036
Population
196,010

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
24.3%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Huntington Beach, CA, the overall cost of living indices are 102 and 227 respectively (national median = 100). Rent is $907/month cheaper in Irving, saving renters about $10,884/year.

Median household income is $40,244/year higher in Huntington Beach. Home values also differ significantly — the median in Irving is $287,300 compared to $1,047,300 in Huntington Beach.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Huntington Beach — common questions

Is Irving or Huntington Beach cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 227 (US average = 100).
What is the rent difference between Irving and Huntington Beach?
Median rent in Irving is $1,517/month and in Huntington Beach it's $2,424/month — a difference of $907/month.
Which city has higher income, Irving or Huntington Beach?
Median household income is $79,641 in Irving and $119,885 in Huntington Beach. Median household income is $40,244/year higher in Huntington Beach.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Huntington Beach?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Huntington Beach has a cost index of 227 with rent of $2,424/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Huntington Beach details →

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