Cost of Living: Irving, TX vs Independence, MO (2026)

Irving

Texas
102
VS

Independence

Missouri
67

Irving is 52% more expensive than Independence.

$1,517/mo ↑ 43%
Median Rent
$1,061/mo ↓ 30%
$79,641/yr ↑ 34%
Median Income
$59,480/yr ↓ 25%
$287,300 ↑ 73%
Home Value
$166,400 ↓ 42%
$1,521/mo ↑ 45%
Owner Costs
$1,046/mo ↓ 31%
255,036
Population
121,944

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
4.225%
1.6%
Property Tax
0.93%

Affordability

22.9%
rent-to-income
Affordability
21.4%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Independence, MO, the overall cost of living indices are 102 and 67 respectively (national median = 100). Rent is $456/month cheaper in Independence, saving renters about $5,472/year.

Median household income is $20,161/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $166,400 in Independence.

Texas has no state income tax, giving Irving residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

Irving vs Independence — common questions

Is Irving or Independence cheaper to live in?
Based on our cost index, Independence is cheaper to live in with an index of 67 compared to 102 (US average = 100).
What is the rent difference between Irving and Independence?
Median rent in Irving is $1,517/month and in Independence it's $1,061/month — a difference of $456/month.
Which city has higher income, Irving or Independence?
Median household income is $79,641 in Irving and $59,480 in Independence. Median household income is $20,161/year higher in Irving.
How do taxes compare between Texas and Missouri?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax.
Should I move to Irving or Independence?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Independence has a cost index of 67 with rent of $1,061/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Independence details →

More Comparisons

Other cost of living comparisons for Irving and Independence

Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale Independence vs. College Station Independence vs. Rochester Independence vs. Clovis Independence vs. Lafayette Independence vs. Arvada Independence vs. Ann Arbor