Cost of Living: Irving, TX vs Joliet, IL (2026)

Irving

Texas
102
VS

Joliet

Illinois
88

Irving is 16% more expensive than Joliet.

$1,517/mo ↑ 23%
Median Rent
$1,237/mo ↓ 18%
$79,641/yr ↓ 10%
Median Income
$88,026/yr ↑ 11%
$287,300 ↑ 16%
Home Value
$248,600 ↓ 13%
$1,521/mo ↑ 3%
Owner Costs
$1,472/mo ↓ 3%
255,036
Population
149,785

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

22.9%
rent-to-income
Affordability
16.9%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Joliet, IL, the overall cost of living indices are 102 and 88 respectively (national median = 100). Rent is $280/month cheaper in Joliet, saving renters about $3,360/year.

Median household income is $8,385/year higher in Joliet. Home values also differ significantly — the median in Irving is $287,300 compared to $248,600 in Joliet.

Texas has no state income tax, giving Irving residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Irving vs Joliet — common questions

Is Irving or Joliet cheaper to live in?
Based on our cost index, Joliet is cheaper to live in with an index of 88 compared to 102 (US average = 100).
What is the rent difference between Irving and Joliet?
Median rent in Irving is $1,517/month and in Joliet it's $1,237/month — a difference of $280/month.
Which city has higher income, Irving or Joliet?
Median household income is $79,641 in Irving and $88,026 in Joliet. Median household income is $8,385/year higher in Joliet.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Irving or Joliet?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Joliet has a cost index of 88 with rent of $1,237/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Joliet details →

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