Cost of Living: Irving, TX vs Lafayette, LA (2026)

Irving

Texas
102
VS

Lafayette

Louisiana
77

Irving is 32% more expensive than Lafayette.

$1,517/mo ↑ 42%
Median Rent
$1,065/mo ↓ 30%
$79,641/yr ↑ 30%
Median Income
$61,454/yr ↓ 23%
$287,300 ↑ 14%
Home Value
$251,300 ↓ 13%
$1,521/mo ↑ 44%
Owner Costs
$1,057/mo ↓ 31%
255,036
Population
121,537

Tax Comparison

0%
Income Tax
4.25%
6.25%
State Sales Tax
4.45%
1.6%
Property Tax
0.55%

Affordability

22.9%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Lafayette, LA, the overall cost of living indices are 102 and 77 respectively (national median = 100). Rent is $452/month cheaper in Lafayette, saving renters about $5,424/year.

Median household income is $18,187/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $251,300 in Lafayette.

Texas has no state income tax, giving Irving residents a significant tax advantage over Louisiana's 4.25% rate.

Frequently Asked Questions

Irving vs Lafayette — common questions

Is Irving or Lafayette cheaper to live in?
Based on our cost index, Lafayette is cheaper to live in with an index of 77 compared to 102 (US average = 100).
What is the rent difference between Irving and Lafayette?
Median rent in Irving is $1,517/month and in Lafayette it's $1,065/month — a difference of $452/month.
Which city has higher income, Irving or Lafayette?
Median household income is $79,641 in Irving and $61,454 in Lafayette. Median household income is $18,187/year higher in Irving.
How do taxes compare between Texas and Louisiana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Louisiana has 4.25% income tax, 4.45% sales tax, and 0.55% property tax.
Should I move to Irving or Lafayette?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Lafayette has a cost index of 77 with rent of $1,065/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Lafayette details →

More Comparisons

Other cost of living comparisons for Irving and Lafayette

Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale Lafayette vs. Rochester Lafayette vs. Ann Arbor Lafayette vs. Independence Lafayette vs. Berkeley Lafayette vs. College Station Lafayette vs. Fairfield