Cost of Living: Irving, TX vs Lancaster, CA (2026)

Irving

Texas
102
VS

Lancaster

California
124

Irving is 18% cheaper than Lancaster.

$1,517/mo ↓ 11%
Median Rent
$1,696/mo ↑ 12%
$79,641/yr ↑ 5%
Median Income
$76,083/yr ↓ 4%
$287,300 ↓ 30%
Home Value
$409,100 ↑ 42%
$1,521/mo ↓ 13%
Owner Costs
$1,746/mo ↑ 15%
255,036
Population
170,013

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
26.7%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Lancaster, CA, the overall cost of living indices are 102 and 124 respectively (national median = 100). Rent is $179/month cheaper in Irving, saving renters about $2,148/year.

Median household income is $3,558/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $409,100 in Lancaster.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Lancaster — common questions

Is Irving or Lancaster cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 124 (US average = 100).
What is the rent difference between Irving and Lancaster?
Median rent in Irving is $1,517/month and in Lancaster it's $1,696/month — a difference of $179/month.
Which city has higher income, Irving or Lancaster?
Median household income is $79,641 in Irving and $76,083 in Lancaster. Median household income is $3,558/year higher in Irving.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Lancaster?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Lancaster has a cost index of 124 with rent of $1,696/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Lancaster details →

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