Cost of Living: Irving, TX vs Las Cruces, NM (2026)

Irving

Texas
102
VS

Las Cruces

New Mexico
68

Irving is 50% more expensive than Las Cruces.

$1,517/mo ↑ 60%
Median Rent
$946/mo ↓ 38%
$79,641/yr ↑ 44%
Median Income
$55,176/yr ↓ 31%
$287,300 ↑ 32%
Home Value
$217,400 ↓ 24%
$1,521/mo ↑ 56%
Owner Costs
$974/mo ↓ 36%
255,036
Population
112,612

Tax Comparison

0%
Income Tax
5.9%
6.25%
State Sales Tax
5.0%
1.6%
Property Tax
0.67%

Affordability

22.9%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Las Cruces, NM, the overall cost of living indices are 102 and 68 respectively (national median = 100). Rent is $571/month cheaper in Las Cruces, saving renters about $6,852/year.

Median household income is $24,465/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $217,400 in Las Cruces.

Texas has no state income tax, giving Irving residents a significant tax advantage over New Mexico's 5.9% rate.

Frequently Asked Questions

Irving vs Las Cruces — common questions

Is Irving or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 102 (US average = 100).
What is the rent difference between Irving and Las Cruces?
Median rent in Irving is $1,517/month and in Las Cruces it's $946/month — a difference of $571/month.
Which city has higher income, Irving or Las Cruces?
Median household income is $79,641 in Irving and $55,176 in Las Cruces. Median household income is $24,465/year higher in Irving.
How do taxes compare between Texas and New Mexico?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Irving or Las Cruces?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Las Cruces details →

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